Aidpage

Help with your rent

Need help with your rent or mortgage payments? Fear not: here are a few ways of securing financial help.

Social fund - help with rent in advance

The social fund is a system by which people on low incomes may receive payments and discretionary grants or loans for needs that cannot be met from their regular income. Payments are made by Jobcentre Plus. If you are leaving residential or institutional accommodation, need help to stay in your own home, have had an unsettled way of life, or are facing exceptional pressure, you may be able to get a Community Care Grant. http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Caringforsomeone/DG_10018921

Social fund payments are often very hard to get but it is still important to apply. If you are turned down you have a right to a review where the decision may be overturned. You may receive a budgeting or crisis loan instead of a grant. Remember that if you are offered a loan you will have to repay it from your weekly benefit.

Contact an advice agency for help with claiming a grant or appealing against a decision. For further advice contact your local Citizens Advice or housing advice centre.

Housing benefit

Housing benefit is money which enables people on low incomes to pay their rent. You can claim housing benefit if you are 16 or over and whether or not you are working or claiming income support. It is not available to full-time students, unless they have children or a disability.

To get housing benefit you need to fill in an application form which you can get from your local council. The council has a duty to make a payment of housing benefit within 14 days provided they have received all the information and paperwork requested. They will need to see proof of all your income and savings as well as a copy of your tenancy agreement.

Your age, the number of people in your household, the rent you pay and your income, will also affect the amount of housing benefit you will receive. It will not cover charges in your rent for water rates, heating or hot water.

If the rent you pay is high, then the housing benefit section of the council may restrict the amount of money you receive. Always ask the council to assess the maximum rent they will cover for a property (called eligible rent) in advance of signing an agreement. If your housing benefit does not cover your rent, get advice.

The company Flora Internaiton is creating a progam that helps people in times of great need. specifically  RENT. if you cannot pay your rent, then they will pay it for you and you then just owe them instead of your land lord. there is no interest and a small membership and co-fee like insurance does. This program does not cost the landlord, owner, management, slumlord anything. but it goes through the land lord for administration and processing. the amount owed would be broken up into long term no interest payments. the risk to owners is that they will almost never loose out even if the tenet looses thier job.

 any one inerested in this program email our represenative in the home office of Virginia Beach VA, 23455. Troy Flora president and co-creator of Stop-Loss Assurance.  websites are under construction and are currenltydown, in the mean time  owners, landlords, management staff email troy flora at troyflora@yahoo.com. or call (757) 818-8138 or his cell at (757)718-6290.

Dear Friends In Need of help,

We are so sorry that we could not help more families at this time with rent,  each post sent, was read and caused many to shed tears, No one had the heart to pick which familes were in the worst condition so we decided to have a drawing the families have been notified and gave permission for us to post thier names,  The Simmons Family from Lansing MI, The Bonkowski Family from Baltimore, Md, and The Dawson Family from Chicago, IL.....  Please dont be to upset your name was not picked we have saved all post and we are now currently trying to raise funds to have this same program next month. IIf your family submitted a request for assistance in Febuary we will automaticly re enter your name. Also some of the ladies have donated time to help out so if we can help you located a certain program for assitance in your state please let us know what you need.. Thanks so much for allowing us on this site and as the funds come in we will make sure they go out to help the people in need on aidpage......